Progressive’s Snowmobile Policies Heat Up

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Press Release –

With gas prices hovering around $3 a gallon, filling up the tank can drain the wallet. Fortunately for snowmobilers, The Progressive Group of Insurance Companies, the third largest auto insurance group in the country and a leading snowmobile insurer, is expanding its coverages and cutting its rates – just in time for the first snow.

The improved snowmobile insurance program, with rates up to 40 percent lower than before, will be available in 10 states by the end of November and will roll out in the other states where Progressive offers snowmobile insurance throughout 2008. The enhanced product is available both through independent agencies and online at

“One of the biggest benefits of Progressive’s specialized snowmobile insurance is that it covers you just about anywhere you’d want to take your sled, whether it’s in the woods behind your house or on a trail hundreds of miles from home. And, you’re even protected if you ride in Canada, so the fun doesn’t have to end at the border,” said Rick Stern, snowmobile product manager, Progressive. “Some people simply add their snowmobiles onto their homeowners policy, but doing that generally means they’re only covered on their own property and they also miss out on specialized coverages.”

Progressive’s new coverages, services and discounts include:

o Accessory Coverage – covers up to $3,000 for after-market equipment and accessories such as custom paint, saddlebags and helmets. Up to $30,000 of additional coverage is available;
o Roadside Assistance – applies if your snowmobile is disabled within 100 feet of a roadway;
o Homeowners Discount; and
o Paid In Full Discount

Two additional features are also rolling out in Progressive’s new snowmobile program, including a Claims-Free Renewal Discount that kicks in if no claims were filed during the previous policy period and Small-Claim Forgiveness which means that claims of $500 or less won’t impact your rates. Those features are available in some states now and will eventually be available in all states where Progressive offers snowmobile insurance.

Progressive, which has been insuring snowmobiles for more than 30 years, continues to offer:

o 24/7 expert claims service;
o Bodily Injury and Property Damage Liability Coverage;
o Comprehensive and Collision Coverage; and
o Uninsured and Underinsured Motorist Coverage.

Progressive’s newly enhanced snowmobile coverage and lower rates will be available in Colorado, Indiana, Michigan, Minnesota, New York, Ohio, Oregon, Pennsylvania, Washington and Wisconsin by the end of November. For more information on Progressive snowmobile coverage, go to

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